Visa Credit Card Application Form in 2013

In applying for a credit card there are some things to consider, one of which is how we are in filling out the application form from the credit card company.

Each credit card company has a Visa Credit Card Application Form which will be different from one credit card company to company.

Visa Credit Card Application Form is something that is very important in the process of applying for Visa credit card. Visa Credit Card Application Form must be filled out by prospective customers in accordance with the actual data because this is how the company that issued the credit card visa to gather all the important information they need to know about their prospective customers.

Generally, the information required by the credit card issuing visas to prospective Visa Cardholder must be given through Visa Credit Card Application Form is:

1. Name of Primary Applicant and Co-Applicant
2. Address of Primary Applicant and Co-Applicant
3. Phone Numbers of Primary Applicant and Co-Applicant
4. Social Security Number of both
5. Monthly Gross Pay at the current employment
6. Monthly Gross of Additional Income if there exists any additional source of income

In addition to this information we can also mention the name of where the additional card to be issued if he wants to apply for additional cards.
Along with the purpose of gathering information from prospective customers, Visa Credit Card Application Form also provides some important information to customers to be filled out by potential customers. This information is provided under the heading-Information Credit Agreement, Credit Life and Disability Insurance and Credit Card Disclosures.

The information provided under the heading Information and Credit Agreement requires careful reading by Credit Card Visa Applicant. After reading the terms and conditions carefully, Primary Applicant and Co-Applicant should be in place is shown along with the mention of their Date of Birth. Signatures they will be seen as their consent to all terms and conditions mentioned in the Application Form and Visa Credit Card as their final nod in the process of credit card for applying.

Under the head of Credit Life and Disability Insurance, all the important information provided insurance are:

• Insurance Policy Number
• Insurance Maximum Coverage
• Maximum Period for Loan Repayment
• Retroactive Benefit in case of Credit Disability Insurance
• Waiting Period in case of Credit Disability Insurance

Under the head of Credit Card Disclosure, the information provided is:

• Annual Fee for the Visa Credit Card
• Annual Percentage Rate on Purchases
• Method of Calculating Card Balance
• Grace Period for the Repayment of Card Balances
• Late Payment Fee
• Fees for exceeding Credit Limit
• Fees for Card Replacement

Similarly, our writing in terms of instructions filling the visa application form of credit card. Hopefully what we describe may be useful for those of you who are applying a credit card.

To get more detailed information on Visa Credit Card Application Form one can browse the sites like mtedcu.org and nufcu.com.